Highly Recommended

Cyber Liability, Public Liability, Product Liability, Property All Risks and Professional Indemnity insurance, Group Personal Accident and Group Business Travel

Protecting your business from unexpected risks

We collected highly recommended insurance options to safeguard your operations.

1.

1.Cyber Liability Insurance for SMEs

This insurance protects small and medium-sized enterprises (SMEs) against losses resulting from cyber-attacks, data breaches, and other cyber threats. It covers the cost of data restoration, legal fees, notification expenses, and public relations efforts.

  • Coverage for Injury to Third Parties.
  • Protection Against Property Damage Claims.
  • Legal Defense Costs.
  • Compensation for Medical Expenses.
  • Coverage for Accidental Incidents on Business Premises.

2.

2.Public Liability Insurance

This insurance protects the personal assets of directors and officers of a company in case they are sued for wrongful acts in their corporate roles. It covers legal fees, settlements, and other related costs.

  • Coverage for Management Errors and Omissions.
  • Protection Against Legal Action from Shareholders or Employees.
  • Regulatory Investigation Costs.
  • Coverage for Breach of Fiduciary Duty.
  • Crisis Management and Reputation Protection.

3.

3.Product Liability Insurance

This insurance covers legal liabilities arising from injury or damage caused by products manufactured, sold, or supplied by your business. It is essential for businesses involved in production, supply, or retail of goods.

  • Coverage for Defective Product Claims.
  • Protection Against Injury or Damage to Consumers.
  • Legal Defense Costs.
  • Compensation for Product Recall Expenses.
  • Global Coverage for Exported Products.

4.

4.Property All Risks Insurance

This insurance provides comprehensive coverage for physical loss or damage to property due to various risks like fire, theft, natural disasters, and accidental damage. It offers protection for buildings, equipment, stock, and other assets.

  • Coverage for Fire, Theft, and Natural Disasters.
  • Protection for Equipment, Inventory, and Stock.
  • Business Interruption Coverage.
  • Replacement Cost Coverage.
  • Coverage for Accidental Damage and Vandalism.

5.

5.Professional Indemnity Insurance

This insurance protects businesses and professionals against claims made by clients for inadequate services, advice, or designs. It covers legal costs and compensation for mistakes or negligence.

  • Coverage for Errors and Omissions in Professional Services.
  • Legal Defense Costs and Compensation Payments.
  • Protection Against Claims of Negligence.
  • Coverage for Breach of Confidentiality.
  • Crisis Management and Public Relations Support.

6.

6.Group Personal Accident

This insurance provides coverage for businesses and their employees against accidents that may occur during work or outside of it. It ensures financial protection for medical expenses, disability, and accidental death.

  • Accidental Death and Disability Coverage
  • Medical Expenses
  • Income Replacement
  • Emergency Assistance
  • Worldwide Coverage

7.

7.Group Business Travel

This insurance provides comprehensive protection for employees traveling on business trips. It covers unexpected incidents, ensuring financial and medical support during travel.

  • Medical Expenses
  • Trip Cancellation/Interruption
  • Lost or Stolen Luggage
  • Accidental Death & Disability
  • Emergency Assistance

Cyber Liability Insurance for SMEs

Public Liability Insurance

Product Liability Insurance

Property All Risks Insurance

Professional Indemnity Insurance

Group Personal Accident

Group Business Travel