Health Insurance That Protects What Matters Most

Secure your family's future with comprehensive health insurance tailored for global professionals in Singapore.

Global
Protection
Built
To Fit You
Lower
Premium Options

Full Coverage Insurance Key Benefits

Global coverage
that moves with you

Flexible solutions
for different life stages

Tax-efficient wealth
transfer options

Coverage in
multiple currencies

International Health Insurance Starting From
$500/Year For Basic Cover!

Deductibles and Co-payments: 

Opting for higher deductibles or co-payments can
lower your premium.

Coverage Level:

Plans with inpatient, outpatient, dental, and
maternity services are more expensive.

Age:

Older individuals typically face higher premiums due
to increased health risks.

Pre-existing Conditions:

Comorbidity or pre-existing conditions may come
with higher premiums or specific exclusions.

Geographical Coverage:

Including high-cost regions like the USA. We offer
plans that exclude certain areas to reduce costs.

Insurance Insider: A Clear Guide To Health
Premiums, Terms & What's What

What’s commonly excluded — and why it matters

checkmark

Pre-existing conditions
Unless explicitly covered, these are often excluded.

checkmark

Elective cosmetic procedures
Rarely included in standard plans.

checkmark

Alternative therapies
Such as acupuncture or naturopathy, unless stated.

checkmark

Chronic condition maintenance
Especially under entry-level or basic policies.

To ensure your policy aligns with your real needs—before you commit.

Key terms to know before you buy health insurance

checkmark
Waiting periods
Some benefits aren’t available right away; check timelines.
checkmark
Coverage limits
Annual or lifetime caps may apply to specific benefits.
checkmark
Network restrictions
Full coverage may depend on using approved providers.
checkmark
Policy renewability 
Understand if your plan is renewable—check terms.

 To review your options with an expert.

Get Your Personalized Quote In 24 hours

Contact Us Main - Personal

Package It With Another Insurance
And Get Discount!

Explore Our Bundles

Family Essentials Bundle

SAVE

10%

Health Insurance

+

Travel Insurance

+

Home Insurance

Helper Care Bundle

SAVE

10%

Maid Insurance

+

Personal Accident

Global Professional Bundle

SAVE

10%

Health Insurance

+

Travel Insurance

+

Home Insurance

Frequently Asked Questions (FAQ)

Q1: Can I get coverage for pre-existing conditions?

A: Coverage for pre-existing conditions varies by provider and plan. Some may offer coverage after a waiting period or with an additional premium, while others may exclude them entirely.

A: Maternity coverage is often optional and may require an additional premium. It’s important to check the specific terms, including waiting periods and coverage limits.

A: Coverage in the USA is typically optional due to higher healthcare costs. Including the USA in your coverage area will usually increase your premium.

A: Most providers offer online portals or mobile apps for claim submissions. Ensure you have all necessary documentation, such as medical reports and receipts.

A: Many international health insurance plans offer flexibility in choosing healthcare providers, but using in-network providers may offer cost savings.

Let’s protect what matters most to you

Even the best international student insurance plans have exclusions. Common ones
include: