Coverage
Up to S$60,000 per disability, including hospital room and board, surgical fees, and pre/post-hospitalization expenses.
Coverage of $60,000, including inpatient care and surgery. Stay compliant and protect your workforce with flexible, reliable coverage options.
Standardized
exclusion clauses
Age-differentiated
premiums
Reimbursement to hospitals upon claim admission
A: Yes, under MOM regulations, employers must provide medical insurance for all Work Permit and S Pass holders, with a minimum coverage of S$60,000 per year.
A: Some insurance plans, like Liberty’s, cover pre-existing conditions. It’s essential to check the specific terms of the policy to ensure comprehensive coverage.
A: Standard FWMI primarily covers inpatient care and day surgery. Outpatient treatments may not be included and could require additional coverage or riders.
A: Yes, providers like Sompo offer group medical insurance plans that cover multiple employees under a single policy, simplifying administration and potentially reducing costs.
A: EMI introduces stricter requirements, including standardized exclusions and direct hospital reimbursements. Employers should review and adjust their existing policies to comply with these upcoming changes. Ensuring adequate medical coverage for your foreign workers is not only a legal obligation but also a testament to your commitment to their well-being. By understanding the requirements and options available, you can make informed decisions that protect both your employees and your business.
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