Employee Benefits and Group Health Insurance in Singapore

Employee benefits and group health insurance in Singapore help businesses attract, retain, and support employees while managing long-term healthcare costs.

From outpatient and hospitalisation coverage to international medical plans and wellness-focused benefits, tailored employee insurance solutions improve workforce wellbeing and strengthen employer value propositions.

Custom Plans
For Any Team Size
Local &
Global Coverage
Seamless
HR Integration

Why Choose IPG
For Your Employee Benefits?

Tailored Solutions For Every Business Size

From solo entrepreneurs to growing SMEs, we provide customizable benefits packages that scale with your business.

Comprehensive Coverage Options 

Our offerings include both local and international plans, ensuring your team is protected wherever they are.

Partnerships With Reputable Insurers

We collaborate with financially stable insurance providers, giving you peace of mind about the reliability of your employee benefits.

Flexibility And Personalization

Recognizing that one size doesn’t fit all, our plans are adaptable to cater to the diverse needs of your workforce.

Streamlined HR Support

Leverage our technology-driven solutions to simplify HR tasks, from benefits administration to employee onboarding.

Sustainability Leadership Advantage

Measurable Impact: Every policy purchased
removes ocean-bound plastic

18,000+ bottles collected to date

1% for the Planet Member

1% of revenue directly funds environmental 
nonprofits.

ESG Reporting Support

Detailed impact reports for your sustainability 
metrics.

Industry Recognition

Partner with award-winning environmental 
initiatives.

Group Health Insurance with Purpose

Outpatient
Plans

Starting from:

S$150/ year

Full Hospital & Surgical

Starting from:

S$200/ year

Bundled
Options

Starting from:

S$150-S$300 employee/ year

Best price on the Singaporean market guarantee

Operational Excellence

1. Cost Transparency

No hidden fees - we earn from insurance partners, not you.

2. Seamless Onboarding

We handle all paperwork and employee enrollment.

3. Claims Advocacy

Dedicated support team fights for your employees' rights.

4. Digital-First Experience

Modern platform with real-time policy management.

Common Executive Concerns Addressed

Q1:"Is this more expensive?"

A: Cost-neutral sustainability – we fund impact from broker fees, not your premiums.

A: Simplified process with dedicated account management

A: Quarterly sustainability reports with specific metrics for your ESG reporting

Join our sustainability impact program – only 50 companies selected per quarter

Get ahead of upcoming ESG reporting requirements

Be among the first in your industry to offer impact-driven benefits

Start Your 24H Quote Process

Contact Us Main - Business

Frequently Asked Questions (FAQ)

Q1: Can small businesses afford comprehensive employee benefits?

A: Absolutely. Our scalable solutions ensure that even businesses with a single employee can provide valuable benefits without straining their budget.

A: With our international coverage options and digital platforms, administering benefits across different locations becomes seamless.

A: Yes, we prioritize flexibility, allowing employees to choose benefits that align with their personal circumstances and preferences.

A: The commencement of employee benefits varies by company policy. Some organizations offer immediate coverage from the first day of employment, while others may have a waiting period, commonly ranging from 30 to 90 days. It’s advisable to consult your HR department or employment contract for specific details.

A: Employers in Singapore commonly provide a range of benefits, including:

  • Health Insurance: Coverage for medical, dental, and sometimes vision care.
  • Annual Leave: Paid time off, typically starting at 14 days per year.
  • Sick Leave: Paid leave for medical reasons, as stipulated by the Employment Act.
  • Maternity/Paternity Leave: Leave entitlements for new parents.
  • Bonuses: Such as the Annual Wage Supplement (AWS) or performance bonuses.
  • Flexible Work Arrangements: Options like remote work or flexible hours.
  • Professional Development: Support for training and education.
Employers may also offer additional perks like wellness programs, employee discounts, or childcare support.

A: Typically, changes to benefits selections are allowed during the annual open enrollment period. However, certain life events—such as marriage, childbirth, or loss of other coverage—may qualify you for a special enrollment period. It’s important to notify your HR department promptly when such events occur.

A: Health insurance plans can vary widely. Key aspects to review include:

– Coverage Details: What medical services are covered.

– Network Providers: Which hospitals and clinics are included.

– Premiums: The cost deducted from your salary.
– Co-payments and Deductibles: Out-of-pocket expenses.

– Claim Procedures: How to file and track claims.

Your HR department or the insurance provider can provide detailed information and assistance.

A: When evaluating job offers, consider the total compensation package, not just the salary. Assess the value and relevance of benefits such as health insurance, leave entitlements, retirement plans, and other perks. A comprehensive benefits package can significantly impact your overall job satisfaction and financial well-being.

A: Yes, companies are increasingly offering benefits that support work-life balance and employee well-being, such as:

  • Mental Health Support: Access to counseling and wellness programs.
  • Flexible Work Options: Remote work and flexible scheduling.
  • Parental Support: Enhanced maternity/paternity leave and childcare assistance.
  • Professional Development: Opportunities for continuous learning and career growth.


These benefits reflect a growing emphasis on holistic employee support.

A: For personalized assistance, reach out to your HR department or benefits administrator. They can provide detailed explanations, help you navigate plan options, and assist with any issues or changes.