Keep every treasured piece secure, wherever life takes you — with coverage as enduring and elegant as your jewellery itself.
Full payout of the agreed value for total loss or damage.
If the market value increases, we pay up to 125% of the agreed value (subject to conditions).
Immediate cover for new purchases within 90 days, up to 25% of the total itemized coverage.
Full replacement cost for lost or stolen items.
Coverage no matter where you are.
No excess fees for claims.
Our goal is to settle claims within 48 hours of agreement.
Coverage for unexpected harm to your jewellery
We cover most causes of loss, like a broken link in your bracelet, damage to your watch face or your engagement ring that goes missing while on a trip – all with no deductible.
Transfer your policy to IPG for free. We'll handle renewals and answer your questions. Just write us and we'll contact you by the next working day.
A: Jewellery insurance in Singapore offers protection for your valuable personal ornaments against unexpected loss or damage. Most standalone policies or valuable articles endorsements cover:
Covered items typically include:
Many policies also include worldwide coverage, subject to terms and limits.
A: Yes. Insurers generally require proof of value through one or more of the following:
An up-to-date appraisal:
It’s recommended to reappraise your jewellry every 2–3 years, especially for items affected by gold prices or currency fluctuations.
A: Yes, but with limitations. Most standard home contents insurance policies include basic coverage for jewellery, but:
If you own high-value or sentimental pieces, consider:
This ensures full protection at the proper insured value, with flexibility for worldwide coverage.
A: Yes, many jewellery insurance plans in Singapore offer worldwide all-risk coverage, including:
Some insurers also cover:
However, terms vary some require:
Always check the policy’s fine print or request a travel rider if you’re unsure.
The difference between agreed value and market value coverage lies in how your compensation is calculated if your insured jewellery is lost, stolen, or damaged.
Agreed Value Coverage
Best for: Luxury items, bespoke jewellery, heirlooms
Market Value Coverage
Best for: Everyday jewelry or lower-value items
Tip: If you own valuable or irreplaceable jewellery, agreed value coverage is usually worth the slightly higher premium for peace of mind.
Even the best international student insurance plans have exclusions. Common ones include:
INTERNATIONAL PROTECTION GROUP PTE LTD.
#27-01 Prudential Tower,
30 Cecil Street,
Singapore, 048623
