Accidents can happen anytime — during your commute, at the gym, or on a family trip. Get fast, direct financial support with a plan built to cover injuries, disability, or even loss of life.
For freelancers, commuters, parents, and active individuals, Personal Accident Insurance provides critical financial relief when you’re hurt and unable to work, without relying on long hospital stays or delayed claims.
With limited coverage from employer or government schemes like MediShield Life, PA Insurance helps bridge the gap by supporting outpatient treatments, fractures, emergency dental care, and mobility aids.
It’s fast, affordable, and complements your existing health or life insurance.
Coverage for
common
accidents
Mobility aids &
rehabilitation
Non-hospital
incidents
Complements
MediShield or
employer coverage
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A: Personal accident insurance in Singapore typically covers accidental injuries, permanent disability, and accidental death. Most plans provide lump-sum payouts and reimbursements for accident-related medical expenses such as outpatient treatments, emergency dental care, fractures, and even daily hospital income. Some policies also offer optional add-ons for adventure sports, travel accidents, or theft-related injuries. Coverage varies by insurer and plan tier, so it’s important to compare benefits before purchasing.
Yes, personal accident insurance is a valuable complement to health insurance in Singapore. While health insurance covers a wide range of illnesses and hospitalisation, it often doesn’t offer cash payouts or reimbursements for outpatient accident treatments, minor injuries, or mobility aids. Personal accident plans provide quick financial support after sudden accidents — especially helpful for self-employed individuals or those with limited work coverage.
A: Yes, many insurers in Singapore offer personal accident insurance plans for children and seniors. These policies are tailored to age-specific risks — such as school-related injuries for children or fall-related injuries for older adults. It’s a smart way to protect loved ones from the unexpected and reduce financial strain from medical expenses or long-term recovery costs.
Personal accident insurance in Singapore is generally affordable, with basic plans starting from as little as $5–$20 per month, depending on the level of coverage. Premiums vary based on factors such as age, occupation, lifestyle, and selected benefits. Plans with higher coverage limits or add-ons for sports and travel will cost more but offer broader protection.
Even the best international student insurance plans have exclusions. Common ones include:
INTERNATIONAL PROTECTION GROUP PTE LTD.
#27-01 Prudential Tower,
30 Cecil Street,
Singapore, 048623
