These Terms of Use govern your access to and use of the website and services provided by International Protection Group Pte Ltd (“IPG”, “we”, “our”, or “us”). By accessing this website or engaging our services, you agree to the terms outlined below.
International Protection Group Pte Ltd acts as an insurance intermediary. We assist individuals and businesses in identifying suitable insurance solutions and arranging coverage with selected insurance companies.
Insurance policies are issued and underwritten by the respective insurers. IPG does not provide insurance coverage directly.
IPG may assist clients with the following services:
While we assist with claims submission and communication with insurers, all claims decisions are made by the insurer based on the terms and conditions of the policy.
Clients are responsible for providing accurate and complete information when requesting insurance quotations, applying for insurance coverage or submitting claims.
Failure to provide accurate information may affect the validity of insurance coverage or the outcome of a claim.
Clients are also responsible for reviewing the terms and conditions of their insurance policies and ensuring that coverage meets their needs.
Premium payments are generally made directly to the insurer in accordance with the insurer’s instructions and policy terms.
The policyholder is responsible for ensuring that premiums are paid on time in order to maintain continuous insurance coverage. Failure to pay premiums may result in policy cancellation or lapse of coverage.
Coverage terms, conditions, exclusions and limits are determined by the insurer issuing the policy. Clients should review their policy documentation carefully to understand the scope of coverage provided.
Any summaries or explanations provided by IPG are intended for general guidance and do not replace the official policy wording issued by the insurer.
IPG may assist clients with the submission of insurance claims and provide guidance during the claims process. However, the approval, assessment and payment of claims are solely determined by the insurer in accordance with the policy terms.
Clients are responsible for providing all required documentation requested by the insurer during the claims process.
Submitting false or misleading information in relation to a claim may result in denial of the claim and may have legal consequences.
Information provided on this website is intended for general informational purposes only and does not constitute financial, legal or insurance advice.
Insurance coverage cannot be bound, altered or confirmed through this website, email, or online forms unless confirmed directly by an authorised representative of IPG and accepted by the insurer.
This website may contain links to third party websites. These links are provided for convenience only. IPG does not control or endorse the content of external websites and is not responsible for their content or privacy practices.
International Protection Group Pte Ltd
50 Raffles Place
Singapore Land Tower #19-00
Singapore 048623
Telephone: +65 6631 2862
Email: [email protected]
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